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How The SME Digitalisation Grant Can Help Your Business in Malaysia

June 30, 2021 in Latest News, Shinjiru Tip Sharing by Gabriella Gadung

Are you still wondering if you should apply for the SME Digitalisation Grant? Are you unsure of the application process and what you should use it for? Lucky for you, we’re here to help! Some SMEs already have a website but some are still without one. This blog will help you understand what you can use the SME Grant for, whether you already have a website or not. 

What is the SME Digitalisation Grant?

MDEC SME Digitalisation Grant Malaysia Initiative is a matching grant initiative provided by the Ministry of Finance Malaysia to assist Small and Medium Enterprises (“SMEs”) to adopt digitalisation in their business operations. The Government will provide a 50% matching grant of up to RM5,000.00 per SME for 5 years for the subscription of digital services to enhance their productivity and competitiveness. 

The Grant covers:

  • Electronic Point of Sale System (e-POS)
  • Human Resource Payroll System (HR) / Customer Relationship Management (CRM)
  • Digital Marketing / Sales
  • Procurement
  • Enterprise Resource Planning (ERP) / Accounting & Taxation
  • Remote Working
  • e-Commerce

Why Should you apply for the SME Digital Grant?

Enhance Your Online Presence

Every business MUST have an online presence. Although most business owners lean towards social media to build their online presence, that alone is not enough. You don’t have much control over your content and you cannot guarantee if the platform you’re using will exist forever. With a website, you get the freedom of posting anything and avoid the risks social media brings. Plus, a website gives your business so much more credibility than solely using social media.

Don’t Miss Out On the 50% Matching Grant 

If you already have a website, you probably know that it is way cheaper than renting a physical shop. However, if you don’t have a website yet, you can get it for an even more affordable price with the SME Digitalisation Grant. Let’s say you purchase our WE-BUILD E-COMMERCE PRO Website Design Plan, which is RM2872.00 with the SME Grant. In that case, you’ll only have to pay around RM 1436.00 for a professionally designed website. Exciting, isn’t it?

But what if you already have a website? You can still use the grant to cover your web hosting, SEO Marketing, or even redesign your existing website. We highly recommend you to subscribe to our SEO Marketing Plan if you want to increase your ranking on search engines and generate more traffic to your website.

Stay Ahead of Your Competitors

Every business owner’s goal is to be the best and stay ahead of their competitors. Guess what? You can’t do that if you don’t have a solid online presence. There is no time to waste in this fast-paced world, so get up and get going. We have all the resources you need to boost your businesses brand, visibility, productivity and more! Apply for the SME Digital Grant Now and watch your business flourish with all the products and services we provide.

What Types of Services Does Shinjiru Provide?

Domain Registration

If you don’t have a website, then you should start by purchasing your domain name. Get a suitable domain name and kickstart your online business now. Don’t worry too much because we will assist you in expanding your online footprint.

Web Hosting

You can upgrade your current web hosting by choosing from our wide range of reliable, fast and robust web hosting options. We provide Eco Shared Hosting, Business Shared Hosting (e-commerce friendly), WordPress Hosting, VPS Hosting, Dedicated Server Hosting and Cloud Hosting in Malaysia.

Web Design

Want a stunning website? Our professional designers can design your website to compliment your business’s branding with our WE-BUILD Web Design Plan in Malaysia. They can deliver various types of web designs ranging from WordPress websites to e-commerce websites.


We can expand and enhance your website to a full-blown e-commerce platform, offering your target audience’s best online shopping experience. Our plans are complete with various payment methods, including the latest e-wallets.

App Development

Our team can code any application you need for your website, including student enrolment systems, membership systems, online delivery tracking, agent signup systems, and many more.

SEO Marketing

Do you want to be on the first page of Google? We got you! SEO is the most powerful marketing strategy with the highest ROI. Get our test-proven SEO Services for your business in Malaysia now! We have a team of SEO specialists to guarantee top ranking keyword searches.

Are you eligible for the Grant?

Your business is eligible if it’s:

  • An SME or Cooperative (“Koperasi”) registered under the relevant laws of Malaysia
  • Is at least 60% owned by Malaysians
  • Has been in operation for at least six (6) months
  • Has a minimum average annual sales turnover of RM50,000

How To Apply For The SME Digital Grant?

STEP 1: Contact and appoint Shinjiru for digitalisation service.

STEP 2: Complete and submit the application form along with the required documents to Bank Simpanan Nasional (BSN), preferably Shah Alam HQ.

STEP 3: Wait for BSN to process the application

STEP 4: Upon approval, BSN will contact SME to sign a Letter of Offer (LOA).

STEP 5: SME to pay 50% of the invoice value, submit the payment receipt and the signed LOA to Shinjiru.

STEP 6: Shinjiru submits the payment receipt and LOA to BSN.

STEP 7: BSN disburses the remaining amount to Shinjiru’s account.

What documents do you need to prepare?

  • Completed SME Digitalisation Initiative Application Form.
  • A copy of Identification Card or Passport of Director (s) / Partner (s) / Proprietor(s) of the SME / applicant appointed by the Coop, whichever is applicable.
  • A copy of the SME’s business registration licenses (CCM or any similar forms under the Companies Act 2016). For Coop, a copy of the SKM Registration certificate.
  • Latest audited financial statements or latest financial management account statement or bank statement for the latest two (2) months.
  • Quotation/invoice for the selected digitalisation services from the Service Provider listed by MDEC; and
  • Any other information and documents as and when required by the bank

What are you waiting for? Submit your application and propel your business to the forefront of online businesses now! Please visit our SME Digital Grant Program page for more information.

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